:root{--navy:#0a3d62;--blue:#0f7fc1;--aqua:#18c1d6;--sun:#15803d;--ink:#14212b;--mut:#5b6b78;--bg:#f4f9fc;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);padding-bottom:64px}
img{max-width:100%;height:auto;display:block}a{color:var(--blue)}h1,h2,h3{line-height:1.15;margin:.2em 0 .5em}h1{font-size:clamp(2rem,5vw,3.3rem)}h2{font-size:clamp(1.5rem,3.4vw,2.2rem)}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}.sec{padding:56px 20px}.alt{background:var(--bg)}.c{text-align:center}.muted{color:var(--mut);margin-top:0}.tiny{font-size:.78rem;color:var(--mut)}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
.hdr{position:sticky;top:0;z-index:50;background:var(--navy);box-shadow:0 2px 10px #0003}.hdr-in{display:flex;align-items:center;gap:20px;height:72px}.brand img{height:52px;width:auto}
.nav{display:flex;gap:18px;margin-left:auto}.nav a{color:#fff;text-decoration:none;font-weight:600;font-size:.95rem}.nav a:hover{color:var(--aqua)}
.hdr-cta{display:flex;gap:12px;align-items:center}.phone{color:#fff;font-weight:700;text-decoration:none;white-space:nowrap}.menu{display:none;background:none;border:0;color:#fff;font-size:28px}
.btn{display:inline-block;padding:12px 20px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;text-align:center}
.btn-primary{background:var(--sun);color:#fff}.btn-primary:hover{background:#126e32}.btn-ghost{border-color:#fff;color:#fff}.btn-outline{border-color:var(--blue);color:var(--blue)}.btn-lg{padding:15px 26px;font-size:1.08rem}.btn-block{width:100%}.btns{display:flex;flex-wrap:wrap;gap:12px;margin:18px 0}
.hero{position:relative;color:#fff;min-height:640px;display:flex;align-items:center}.hero-bg,.hero-bg img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero-bg:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#062a45e6,#062a4599 55%,#062a4533)}
.hero-in{position:relative;display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:center;padding:48px 20px}.eyebrow{color:var(--aqua);font-weight:800;text-transform:uppercase;letter-spacing:.08em;margin:0}.lead{font-size:1.2rem}
.trust{list-style:none;padding:0;margin:14px 0 0;display:flex;flex-wrap:wrap;gap:8px}.trust li{background:#ffffff22;border:1px solid #ffffff44;padding:6px 12px;border-radius:999px;font-size:.88rem}
.phero .trust li{background:#fff;border-color:#d6e6f0;color:var(--ink)}
.quote{background:#fff;color:var(--ink);padding:24px;border-radius:var(--r);box-shadow:0 10px 40px #0004;display:grid;gap:10px}.quote h2{font-size:1.4rem;margin:0}
.quote label{display:grid;gap:4px;font-weight:600;font-size:.9rem}.quote input,.quote select,.quote textarea{font:inherit;padding:11px;border:1px solid #c7d6e0;border-radius:10px}.hp{position:absolute;left:-9999px}
.awards{display:flex;flex-wrap:wrap;justify-content:center;gap:24px;padding-top:28px;padding-bottom:8px}.awards img{height:90px;width:auto}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:22px}.card{background:#fff;border:1px solid #e1ecf3;border-radius:var(--r);overflow:hidden;text-decoration:none;color:inherit;transition:.2s}.card:hover{transform:translateY(-3px);box-shadow:0 10px 30px #0a3d6222}.card img{aspect-ratio:4/3;object-fit:cover;width:100%}.card div{padding:16px 18px}.card p{color:var(--mut);margin:0}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.split img{border-radius:var(--r);aspect-ratio:4/3;object-fit:cover;width:100%}.svc{margin-bottom:56px;scroll-margin-top:90px}.rev-dir>div:first-child{order:2}
.checks{list-style:none;padding:0}.checks li:before{content:"✓ ";color:var(--aqua);font-weight:900}
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.why div{background:var(--bg);padding:20px;border-radius:var(--r)}
.revs{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:22px}.rev{background:#fff;margin:0;padding:22px;border-radius:var(--r);box-shadow:0 4px 18px #0a3d6214}.rev blockquote{margin:8px 0}.rev figcaption{font-weight:700}.stars{color:#f5b301;letter-spacing:2px}
.grid-g{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.grid-g img{aspect-ratio:1;object-fit:cover;width:100%;border-radius:10px}
.vids{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:22px}.yt{position:relative;border:0;padding:0;cursor:pointer;width:100%;aspect-ratio:16/9;overflow:hidden;border-radius:var(--r);background:#000}.yt img{width:100%;height:100%;object-fit:cover}.play{position:absolute;inset:0;margin:auto;width:68px;height:48px;background:#f00;color:#fff;border-radius:12px;display:grid;place-items:center;font-size:22px}.yt iframe{width:100%;height:100%;border:0}.vid p{font-weight:600}
.phero{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;padding:56px 0}.phero a:not(.btn){color:#fff}
.box{background:var(--bg);padding:26px;border-radius:var(--r)}.big{font-size:1.8rem;font-weight:800;color:var(--navy)}.steps li{margin-bottom:10px}.cols{columns:2}
.faq details{border-bottom:1px solid #dde8ef;padding:16px 0}.faq summary{font-weight:700;cursor:pointer;font-size:1.1rem}
.areas a{display:inline-block;margin:4px;padding:6px 12px;background:var(--bg);border-radius:999px;text-decoration:none}
.cta-band{background:var(--navy);color:#fff;text-align:center;padding:48px 0}.cta-band .btns{justify-content:center}.cta-band .tiny{color:#b9cddc}
.ftr{background:#06263d;color:#cfe0ec;padding:44px 0 20px}.ftr a{color:#fff}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:28px}.ftr h3{color:#fff;font-size:1.05rem}.ftr .tiny{color:#8fb0c6}
.sticky-cta{position:fixed;left:0;right:0;bottom:0;display:none;z-index:60;box-shadow:0 -4px 14px #0003}.sticky-cta a{flex:1;text-align:center;padding:16px;font-weight:800;color:#fff;text-decoration:none}.sc-call{background:var(--blue)}.sc-quote{background:var(--sun)}
@media(max-width:980px){.nav{display:none;position:absolute;top:72px;left:0;right:0;background:var(--navy);flex-direction:column;padding:16px 20px}.nav.open{display:flex}.menu{display:block;margin-left:auto}.hdr-cta .phone{display:none}
.hero-in,.split,.why,.grid4{grid-template-columns:1fr}.rev-dir>div:first-child{order:0}.grid-g{grid-template-columns:repeat(2,1fr)}}
@media(max-width:700px){.sticky-cta{display:flex}.hero{min-height:0}.hero-form{display:none}.hdr-cta .btn{padding:9px 14px;font-size:.9rem}.sec{padding:40px 16px}.cols{columns:1}}

.trustbar{display:flex;flex-wrap:wrap;gap:10px 22px;justify-content:center;list-style:none;margin:0;padding:14px 16px;background:#fff;border-bottom:1px solid #0001;font-size:.95rem}
.narrow{max-width:640px;margin:0 auto}.quote fieldset{border:0;padding:0;margin:8px 0}.quote legend{font-weight:700;margin-bottom:4px}.quote details{margin:10px 0;padding:10px;background:#f4f8fb;border-radius:8px}.quote summary{cursor:pointer;font-weight:700}.chk{display:inline-flex;gap:6px;margin:4px 12px 4px 0;font-weight:400}.chk input{width:auto}
.steps15{counter-reset:s;list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:14px}.steps15 li{background:#fff;border-radius:10px;padding:14px 16px;box-shadow:0 2px 8px #0001}.steps15 b{display:block;color:var(--blue)}
.vid{width:100%;max-width:960px;display:block;margin:0 auto;border-radius:12px;background:#000}
.badges{display:flex;flex-wrap:wrap;gap:18px;justify-content:center}.badges img{height:130px;width:auto}
.disc{font-size:.8rem;opacity:.85}.call-lite{color:#fff;opacity:.8;font-size:.9rem;align-self:center;text-decoration:underline}.hdr-cta .phone{font-size:.85rem;opacity:.75}.sc-call{opacity:.85}.brandlogos{display:flex;gap:24px;align-items:center;margin-top:16px;flex-wrap:wrap}.brandlogos img{height:60px;width:auto}.srimgs{display:grid;grid-template-columns:1fr 1fr;gap:10px}.srimgs img{width:100%;border-radius:8px}.sr-visit{margin-left:12px;font-size:.95rem}.calc-row{text-align:center;font-size:.9rem;margin:10px 0 4px}.calc-btn{padding:8px 14px;font-size:.9rem}.ph{background:#fff3cd;border:1px dashed #c90;padding:2px 6px}
@media(max-width:700px){.hero-form{display:block!important}.nav{display:none}}
.aw-big{margin:26px auto 0}.aw-big b{display:block;font-size:clamp(6rem,4rem + 8vw,10rem);line-height:.9;font-weight:900;color:#fff;text-shadow:0 6px 30px #0006}.aw-big span{display:block;font-size:clamp(1.4rem,1.1rem + 1.2vw,2rem);font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#bfe3c9}.aw-hero{background:linear-gradient(135deg,#0a2540,#0a3d62 60%,#0f5c91);color:#fff;padding:64px 0 56px;text-align:center}.aw-hero h1{font-size:clamp(2rem,1.4rem + 2.6vw,3.2rem);margin:0 0 10px;color:#fff}.aw-hero .lead{font-size:clamp(1.05rem,1rem + .4vw,1.3rem);opacity:.92;max-width:760px;margin:0 auto}.aw-stats{display:flex;justify-content:center;gap:clamp(16px,4vw,48px);flex-wrap:wrap;margin-top:32px}.aw-stat{background:#ffffff14;border:1px solid #ffffff33;border-radius:16px;padding:16px 26px;min-width:150px}.aw-stat b{display:block;font-size:clamp(2.2rem,1.6rem + 2.4vw,3.4rem);line-height:1;color:#fff}.aw-stat span{font-size:1rem;opacity:.9}
.aw-wrap{max-width:1160px;margin:0 auto;padding:56px 20px}.aw-streaks{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,480px),1fr));gap:28px}.aw-streak{background:#fff;border-radius:20px;box-shadow:0 10px 30px #0a254018;border-top:6px solid #15803d;padding:30px 28px;text-align:center}.aw-kicker{display:inline-block;background:#15803d;color:#fff;font-weight:800;text-transform:uppercase;letter-spacing:.06em;font-size:.85rem;padding:6px 14px;border-radius:999px;margin:0 0 12px}.aw-streak h2{font-size:clamp(1.5rem,1.2rem + 1.2vw,2.1rem);color:#0a2540;margin:0 0 6px}.aw-sub{font-size:1.2rem;color:#0a3d62;font-weight:700;margin:0 0 22px}.aw-trio{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.aw-trio figure{margin:0}.aw-trio img{width:100%;aspect-ratio:1;object-fit:contain;background:#f4f8fb;border-radius:12px;padding:6px}.aw-trio figcaption{font-weight:800;font-size:1.25rem;color:#0a2540;margin-top:8px}
.aw-h{text-align:center;font-size:clamp(1.6rem,1.3rem + 1.2vw,2.2rem);color:#0a2540;margin:56px 0 24px}.aw-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));gap:24px;max-width:760px;margin:0 auto}.aw-card{background:#fff;border-radius:18px;box-shadow:0 8px 24px #0a254014;padding:24px;text-align:center}.aw-card img{width:100%;max-width:240px;aspect-ratio:1;object-fit:contain;margin:0 auto 14px;display:block}.aw-year{display:inline-block;background:#0a3d62;color:#fff;font-weight:800;border-radius:999px;padding:4px 14px;font-size:1rem}.aw-card h3{font-size:1.4rem;color:#0a2540;margin:12px 0 4px}.aw-card p{font-size:1.15rem;color:#0a3d62;font-weight:600;margin:0}
.aw-list{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,340px),1fr));gap:12px;max-width:1000px;margin:0 auto}.aw-list li{display:flex;align-items:center;gap:14px;background:#fff;border-radius:12px;padding:12px 16px;box-shadow:0 2px 10px #0a254010;font-size:clamp(1.05rem,1rem + .3vw,1.2rem);font-weight:700;color:#0a2540}.aw-list img{width:56px;height:56px;object-fit:contain;flex:none}.aw-bg{background:#f4f8fb}.mi-hero{background:linear-gradient(135deg,#0a2540,#0a3d62 60%,#0f5c91);color:#fff;padding:64px 0 56px;text-align:center}.mi-hero h1{font-size:clamp(2rem,1.4rem + 2.6vw,3.2rem);color:#fff;margin:0 0 12px}.mi-hero .lead{font-size:clamp(1.1rem,1rem + .5vw,1.4rem);max-width:780px;margin:0 auto;opacity:.95}.mi-tags{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-top:24px}.mi-tags span{background:#ffffff1a;border:1px solid #ffffff40;border-radius:999px;padding:8px 16px;font-weight:700}
.mi-wrap{max-width:1100px;margin:0 auto;padding:56px 20px}.mi-mission{font-size:clamp(1.15rem,1.05rem + .5vw,1.4rem);line-height:1.65;color:#0a2540;max-width:860px;margin:0 auto 40px;text-align:center}.mi-features{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,460px),1fr));gap:26px}.mi-feature{display:grid;grid-template-columns:minmax(0,180px) 1fr;gap:32px;align-items:center;background:#fff;border-radius:22px;box-shadow:0 12px 34px #0a254018;border-top:6px solid #15803d;padding:34px}.mi-feature img{width:100%;max-width:260px;height:auto;object-fit:contain}.mi-feature h2{font-size:clamp(1.6rem,1.3rem + 1.4vw,2.3rem);color:#0a2540;margin:8px 0 10px}.mi-feature p{font-size:clamp(1.1rem,1rem + .4vw,1.3rem);color:#0a3d62;line-height:1.6;margin:0 0 10px}.mi-kicker{display:inline-block;background:#15803d;color:#fff;font-weight:800;text-transform:uppercase;letter-spacing:.06em;font-size:.85rem;padding:6px 14px;border-radius:999px}
.mi-h{text-align:center;font-size:clamp(1.6rem,1.3rem + 1.2vw,2.2rem);color:#0a2540;margin:56px 0 24px}.mi-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));gap:22px}.mi-card{background:#fff;border-radius:18px;box-shadow:0 8px 24px #0a254014;padding:24px;text-align:center}.mi-card img{height:120px;width:100%;object-fit:contain;margin-bottom:14px}.mi-card h3{font-size:1.3rem;color:#0a2540;margin:0 0 6px}.mi-card p{font-size:1.1rem;color:#15803d;font-weight:700;margin:0}.mi-bg{background:#f4f8fb}
@media(max-width:700px){.mi-feature{grid-template-columns:1fr;text-align:center;padding:24px}.mi-feature img{margin:0 auto}}.pcards{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px}.pcard{display:block;background:#fff;border-radius:10px;overflow:hidden;box-shadow:0 2px 8px #0001;text-decoration:none;color:inherit}.pcard img{width:100%;height:200px;object-fit:cover}.pcard b{display:block;padding:10px 12px}.pgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:10px}.pgrid img{width:100%;height:240px;object-fit:cover;border-radius:8px}
.award-list{font-size:clamp(1.15rem,0.9rem + 1.2vw,1.5rem);line-height:1.6;color:#0a2540;font-weight:600;max-width:900px;margin:28px auto 0;padding-left:1.4em}.award-list li{margin:.35em 0}.award-list li::marker{color:#0a3d62}.btn[href*=lyonfinancial]{background:#0a3d62;border-color:#fff;color:#fff;font-weight:800;box-shadow:0 2px 6px #0a3d6240}.btn[href*=lyonfinancial]:hover,.btn[href*=lyonfinancial]:focus-visible{background:#062a45;border-color:#062a45;color:#fff;box-shadow:0 4px 12px #0a3d6260;outline:3px solid #9cc9ee;outline-offset:2px}.calc-btn{padding:10px 18px;font-size:.95rem}.btn-primary:hover,.btn-primary:focus-visible{filter:brightness(.9)}.award-streak{text-align:center;font-size:clamp(1.3rem,1rem + 1.6vw,2rem);font-weight:800;color:#0a3d62;margin:0 0 24px}
.home-awards{background:#fff;padding:36px 0 30px;text-align:center;border-bottom:1px solid #0a254014}.home-awards h2{font-size:clamp(1.7rem,1.3rem + 1.6vw,2.5rem);margin:0 0 6px}.home-awards h2 a{color:#0a2540;text-decoration:none}.ha-sub{font-size:clamp(1rem,.95rem + .4vw,1.25rem);font-weight:700;color:#15803d;margin:0 0 18px}.ha-row{display:grid;grid-template-columns:repeat(8,1fr);gap:12px;max-width:1100px;margin:0 auto}.ha-row img{width:100%;aspect-ratio:1;object-fit:contain}.ha-link{font-weight:800;color:#0a3d62;font-size:1.1rem}@media(max-width:700px){.ha-row{grid-template-columns:repeat(4,1fr)}}
.btn{display:inline-flex;align-items:center;justify-content:center;text-align:center;line-height:1.2;vertical-align:middle;box-sizing:border-box;border-radius:999px;border-width:2px}.btn-lg,.btn-lg.calc-btn{padding:15px 26px;font-size:1.08rem;font-weight:800;min-height:56px}.btns .btn{min-height:56px}.calc-btn{padding:12px 22px;font-size:1rem;font-weight:800;min-height:48px}@media(max-width:700px){.btns .btn,.btn-lg,.btn-lg.calc-btn{width:100%;padding:14px 18px;font-size:1rem;min-height:52px}}
.album-wrap{padding:8px 20px 36px}.album-wrap h3{color:#0a2540;font-size:1.3rem}.album-strip{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,220px),1fr));gap:10px}.album-strip img{width:100%;height:200px;object-fit:cover;border-radius:10px;display:block}.sp-hero{background:linear-gradient(135deg,#0a2540,#0a3d62 60%,#0f5c91);color:#fff;text-align:center;padding:60px 0 50px}.sp-hero h1{color:#fff;font-size:clamp(2.1rem,1.5rem + 2.6vw,3.3rem);margin:0 0 10px}.sp-hero .lead{font-size:clamp(1.05rem,1rem + .4vw,1.3rem);opacity:.92}.sp-bg{background:#f4f8fb}.sp-wrap{max-width:1160px;margin:0 auto;padding:48px 20px}.sp-feature{background:#fff;border-radius:22px;box-shadow:0 12px 34px #0a254018;overflow:hidden;margin-bottom:40px}.sp-lead{border-top:6px solid #15803d}.sp-main{width:100%;max-height:640px;object-fit:cover;display:block}.sp-text{padding:26px 30px 8px}.sp-kicker{display:inline-block;background:#15803d;color:#fff;font-weight:800;text-transform:uppercase;letter-spacing:.06em;font-size:.85rem;padding:6px 14px;border-radius:999px}.sp-text h2{font-size:clamp(1.6rem,1.2rem + 1.6vw,2.4rem);color:#0a2540;margin:12px 0}.sp-list{columns:2 260px;font-size:clamp(1.05rem,1rem + .3vw,1.2rem);color:#0a3d62;font-weight:600;line-height:1.7;padding-left:1.2em}.sp-gal{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,220px),1fr));gap:10px;padding:0 30px 30px}.sp-wrap>.sp-gal{padding:0}.sp-gal img{width:100%;height:190px;object-fit:cover;border-radius:10px;display:block}.sp-h{text-align:center;color:#0a2540;font-size:clamp(1.5rem,1.2rem + 1.2vw,2.1rem);margin:48px 0 22px}.sp-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,320px),1fr));gap:22px}.sp-card{background:#fff;border-radius:18px;box-shadow:0 8px 24px #0a254014;overflow:hidden;text-decoration:none;color:inherit;display:block}.sp-card img{width:100%;height:230px;object-fit:cover;display:block}.sp-card div{padding:16px 20px 20px}.sp-card h3{color:#0a2540;font-size:1.25rem;margin:0 0 6px}.sp-card p{color:#0a3d62;margin:0;font-size:1.05rem}